First Time Buyer

Help to buyIf you’ve decided you’d like to own your own home, there are a few things you can do to make the process easier. From saving for a deposit to the mortgage application process, here’s everything you need to know.

Budget for the other costs of buying a home

Apart from your monthly mortgage payments, there are other costs associated with buying a home. These include:

  • Mortgage arrangement and valuation fees
  • Stamp Duty (or Land and Buildings Transaction Tax in Scotland)
  • Solicitor’s fee’s
  • Survey costs
  • Removal costs
  • Initial furnishing and decorating costs
  • Buildings and contents insurance